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Siemens Senior Analyst Credit Assessment in Mumbai, India

Job Family: Finance

Req ID: 422710

Hello visionary!

We know that a business only thrives if our people are thriving. That’s why we always put our people first. Our global and diverse team would be happy to support you and challenge you to grow in many ways. Who knows where our joint journey will take you?

Siemens Global Business Services (GBS) is a Siemens Service Company that provides innovative digital solutions and customer-oriented business services. With more than 20 years of experience, Siemens GBS taps into its understanding of how organizations and businesses work to seamlessly integrate, digitalize and optimize business processes with a portfolio that covers end-to-end business needs.

You’ll make a difference by:

  • To undertake financial & credit analysis of legal entities and conduct required due diligence to assign a credit rating within internally defined parameters to segregate the quality of receivables of our customers in the company's portfolio.

  • To maintain updated Credit Rating of all customers. This is an important decision-making criterion for the businesses while determining our Company's appetite on the counterparty risk and assist with determining profit margins to be charged.

  • To ensure quality of portfolio of receivables of Siemens Ltd since this is a critical parameter in defining the Credit Rating of our company by external/ independent rating agencies.

  • The role also includes the responsibility to ensure implementation and administration of the credit guidelines (local - Siemens Ltd as well as global - Siemens AG) across Siemens Ltd as well as all the Siemens group entities in India (like Siemens Healthcare Pvt. Ltd., Dresser Rand India Pvt. Ltd., Siemens Logistics India Pvt. Ltd. etc.).

  • Research and Risk assessment of the customer & limit setting in system.

  • Monthly MIS report to management.

  • Continuous update on industry to update benchmark in credit assessment model.

  • Constant review of credit assessment model and keeping the methods and model aligned with global guidance from SFS.

  • Ensure alignment of all Siemens business processes to Credit Guidelines.

Your success is grounded in:

  • Financial modeling and research analysis.

  • Knowledge of market practices in financial analysis.

  • Strong Analytical and communication skills. Role requires interaction directly with India & Global Finance Leadership.

  • Excellent Report writing and Presentation skills.

  • Data handling abilities.

  • Background of Accounting and/or Finance - MBA(Finance)/CA/CFA equivalent.

  • Relevant work experience of 3 - 6 years in credit risk assessment, risk management, corporate finance, financial advisory etc.

  • Any additional certification on financial analysis will be appreciated but not mandatory.

  • SAP, MS Office tools.

Join us and be yourself!

We value your unique identity and perspective and are fully committed to providing equitable opportunities and building a workplace that reflects the diversity of society. Come bring your authentic self and create a better tomorrow with us.

This role is based in Bangalore. But you’ll also get to visit other locations in India and globe, so you’ll need to go where this journey takes you. In return, you’ll get the chance to work with teams impacting entire cities, countries and the shape of things to come. We’re Siemens. A collection of over 379,000 minds building the future, one day at a time in over 200 countries.

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