Siemens Jobs

Job Family: Finance

Req ID: 413080

Siemens Financial Services: Senior Manager – Risk (Gurgaon)

Siemens Financial Services India is a subsidiary of Siemens AG, with a vintage of almost 13 years in India. It operates as part of Siemens AG's global financial services division, focusing specifically on innovative and tailor-made financial models like Leases, Loans, and Working Capital Solutions for segments ranging from SMEs to large corporates in India. The company's expertise spans across multiple industries, including healthcare, manufacturing, Renewables, Technology, Industry and more. This industry focus enables SFS India to understand the specific financial challenges and opportunities faced by businesses in different sectors and then tailormade financial solutions for customers in that Industry. SFS India leverages technology solutions to enhance its financial offerings. This may include digital platforms for loan processing, online account management, and data analytics for financial decision making

What are my responsibilities?

· To perform high quality and timely credit underwriting of new business transactions of Small, Mid and Large Corporates within delegated authority levels, understanding levels of risk and appropriate returns.

· Preparation of credit reports as per specified formats and ensure compliance with risk policies and processes while working with sales team and provide timely support in closure of transactions.

· Presentation of proposals to the approval authorities

· Portfolio monitoring.

· Portfolio reviews and record keeping for audit and regulatory requirements.

· To liaise through structured meetings, with Sales and other members of the Risk Management team to ensure continuous improvement of business process.

· To participate in customer meetings when needed to fully understand the risks and opportunities involved in a transaction.

· Manage entire portfolio of SFPL and guide and train the team.

What else do I need to know?

Knowledge and Experience

· About 10 years of experience in risk or credit in a bank or a reputed NBFC in underwriting

· Knowledge of Equipment Finance is preferred.

· Experience in commercial finance is mandatory.

· Ability to take credit decisions.

· Quick learning ability.

· Experience in LOS / LMS in a Bank or NBFC.

· CA or MBA from an institution of repute.

We are looking forward to receiving your online application. Please ensure you complete all areas of the application form to the best of your ability as we will use the data to review your suitability for the role.

Make your mark in the cool and exciting world at Siemens!

This role is based in Gurgaon. You’ll also get to visit other locations in India and beyond, so you’ll

need to go where this journey takes you. In return, you’ll get the chance to work with teams impacting

entire cities, countries – and the craft of things to come.

We’re Siemens. A collection of over 379,000 minds building the future, one day at a time in over 200

countries Last but not the least, we're dedicated to equality, and we welcome applications that reflect the

diversity of the communities we work in across Gender, LGBTQ+, Abilities & Ethnicity. All employment

decisions at Siemens are based on qualifications, merit and business need. Bring your curiosity and

creativity and help us craft tomorrow.